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New Rate Card

Rate Card Name *

This card saves each vehicle's Rate / Rebate / H.P. below, plus the Formula Rates & Percentages further down (Duty Free%, NCB tables, Rent-A-Car%, VAT%, and so on) — the pricing rules for this scheme. Covers, PA/PAB limits, and riders stay separate since those are choices you make per customer, not per template.

Need to change covers, PA/PAB limits, or riders for a customer? Do that on the main Advanced options panel — those apply per quote and aren't part of any Rate Card.

Rate / Max Rebate / H.P. per Vehicle (%)

Leave Rate blank to fall back to manual Basic Premium entry. Leave Max Rebate or H/P blank to keep the Default value for that vehicle.

9Formula Rates & Percentages

Every percentage and fixed amount the calculator uses for pricing — Duty Free%, NCB tables, Rent-A-Car%, VAT%, and the rest. Change any of these and every premium line that depends on it updates immediately. Saved and restored with this Rate Card.

Loadings & Covers (%)

Duty Free Loading

Operational Risk

Flood & Natural Perils

Towing (of entered amount)

Windscreen (of entered amount)

Hiring Exclusion Cover

Rent A Car

Driving Tuition

Theft of Parts

WCI Rates (Rs. / unit)

WCI Driver — standard

WCI Driver — 400 set

WCI Labour

SRCC & Terrorism (%)

RCC Rate — standard

RCC Rate — 002 set

TC Rate — standard

TC Rate — 0005 set

RCC to WCI

TC to WCI

No Claim Bonus Table (% by year, comma-separated)

NCB — Motor Cycle

NCB — Other Vehicles

V/E Voluntary Excess Caps (Rs.)

Cap @ 10%

Cap @ 15%

Cap @ 17.5%

Cap @ 20%

TPPD Premium by Limit (Rs.)

Rs. 50,000 limit

Rs. 100,000 limit

Rs. 200,000 limit

Rs. 500,000 limit

Rs. 1,000,000 limit

Rs. 2,000,000 limit

Road Safety Fund (Rs.)

Tier — Motor Cycle

Tier — select vehicles

Tier — everything else

Critical Illness Options (Rs.)

Option 1

Option 2

Option 3

Other Fees & Taxes

Free PAB Loading — Rs.

Policy Fee base — Rs.

OMNI Buses Fee — Rs.

Stamp Duty — Rs. per 1,000

Admin Fee %

N.B.T. %

V.A.T. %

Add Vehicle Type

Vehicle Group

Sub Type Name *

Usage — tick at least one

Private

Hiring / Rent

New vehicles start on manual Basic Premium entry. Price them by adding/editing a Rate Card — this vehicle will show up as another row there.

Add Tax Slab Template

Template Name *

Each tier taxes the LKR range up to its Bracket Width at its Rate, then moves to the next tier for anything above that. Leave the last tier's width blank for "no limit" (everything above it). The LKR 1,800,000/year tax-free allowance applies before these tiers either way.

Tax Tiers

Mock Cal

Template-based Quick Calculator

Step 1 of 3

What type of facility
do you need?

Loan

EMI-based repayment

Daily/monthly draft interest

Lease

Total receivable basis

Step 2 of 3

Select vehicle type

Step 3 of 3

Enter loan details

Selected Template

—

Default Rate — p.a. (editable below)

Loan / Facility Value LKR

Period Months

Annual Rate Default

Pre-filled from template — you may edit

Additional Charges Capitalized · LKR

Added to the loan value used for this calculation, but shown separately below — not counted as part of the Loan/Principal amount.

Scheme Mode

Bulk Payments

Max items = period. Total bulk must be < loan amount.

No bulk payments yet

Monthly Rental (EMI)

LKR 0.00

over 0 months

Total Receivable

—

Total Interest

—

Principal

—

Flat Rate (p.a.)

—

Period

—

Pre-set Charges

Total Charges

LKR 0.00

Grand Total (Receivable + Charges)

—

Export

New Template

Template Name *

Loan Type *

Vehicle Type *

Custom Vehicle Name *

Registration

Default Annual Rate (%) *

Pre-set Charges

Document Charges RANGE-BASED

Set a charge per loan-amount band. The band whose Up To value first exceeds the loan amount is applied.

Up To (LKR)

Charge (LKR)

Stamp Duty AUTO

Calculated at runtime

RMV Charges Other Vehicle

Single Transfer (LKR)

Double Transfer (LKR)

AB/MG Charges (LKR)

Additional named RMV charges:

Other Charges