    * { margin: 0; padding: 0; box-sizing: border-box; font-family: Arial, sans-serif; }
    body {
      background-image: url("img/background.png");
      background-size: cover;
      background-position: center;
      background-repeat: no-repeat;
      color: #001d4a;
    }
    header.header1 {
      position: absolute; top: 0; left: 0;
      width: 100%; height: 70px;
      background-color: #fff7f3;
      display: flex; align-items: center;
      justify-content: space-between;
      padding: 0 40px; z-index: 200;
    }
    header.header1 .logo img { height: 50px; margin-top: 20px; }

    .wrapper {
      margin-top: 28px;
      display: flex; justify-content: center; align-items: center;
      min-height: 100vh; gap: 40px; padding: 20px;
    }

    .login-container {
      background-color: #001d4a; border-radius: 12px;
      width: 320px; padding: 20px; color: #fff;
      box-shadow: 0 4px 10px rgba(0,0,0,0.1);
    }
    .tabs, .sub-tabs {
      display: flex; border-radius: 8px 8px 0 0;
      overflow: hidden; margin-bottom: 10px;
    }
    .tabs button {
      flex: 1; padding: 12px; border: none;
      cursor: pointer; background: #8a8f98;
      color: #001d4a; font-weight: bold;
    }
    .tabs button.active {
      background: #fff; color: #001d4a;
      border-bottom: 3px solid #ff6600;
    }

    .sub-tabs {
      background: #fff;
      border: 1px solid #dee2e6;
      border-bottom: none;
    }
    .sub-tabs button {
      flex: 1; padding: 12px; border: none;
      cursor: pointer; font-weight: bold;
      transition: background 0.2s;
    }
    .sub-tabs button.non-active {
      background: #8a8f98;
      color: #fff;
    }
    .sub-tabs button.active {
      background: #ff6600;
      color: #fff;
    }

    .login-container h2 {
      text-align: center; margin: 15px 0;
    }
    .login-container p {
      text-align: center; margin-bottom: 20px;
    }

    .form-group { margin-bottom: 15px; }
    .form-group input {
      width: 100%; padding: 12px; border-radius: 8px;
      border: 2px solid #fff; font-size: 14px;
    }
    .form-group input:focus {
      outline: none; border-color: #ff6600;
    }

    .btn-primary {
      width: 100%; padding: 12px;
      background: #1e4ed8; color: #fff;
      border: none; border-radius: 8px;
      font-size: 16px; cursor: pointer; margin-bottom: 10px;
    }

    .login-footer {
      text-align: center; font-size: 12px;
      margin-top: 10px; line-height: 1.4;
    }
    .login-footer a {
      color: #fff; text-decoration: underline; font-size: 13px;
    }

    .features {
      flex: 1; display: flex; flex-direction: column;
      gap: 20px; max-width: 800px;
    }
    .features-header { text-align: left; margin-bottom: 10px; }
    .features-header h1 {
      font-size: 48px; letter-spacing: 2px; color: #001d4a;
    }
    .features-header p { font-size: 16px; color: #001d4a; }

    .grid-3 {
      display: grid; grid-template-columns: repeat(3, 1fr);
      gap: 20px;
    }
    .card {
      background: #001d4a; color: #fff;
      border-radius: 12px; padding: 20px;
      box-shadow: 0 4px 10px rgba(0,0,0,0.1);
    }
    .card h3 {
      margin-bottom: 10px; font-size: 14px;
      font-weight: bold; text-align: center;
    }
    .card p {
      font-size: 14px; line-height: 1.4; margin-bottom: 15px;
    }
    .card a {
      font-weight: bold; text-decoration: none; color: #ff6600;
    }

    .wide-card {
      background: #001d4a; color: #fff;
      border-radius: 12px; padding: 20px;
      box-shadow: 0 4px 10px rgba(0,0,0,0.1);
      display: flex; align-items: center; gap: 15px;
    }
    .wide-card p {
      font-size: 14px; line-height: 1.4;
    }
    .wide-card .phone-icon {
      font-size: 24px; color: #ff0000;
    }

    @media (max-width: 900px) {
      .wrapper {
        flex-direction: column; align-items: stretch;
        margin-top: 80px;
      }
      .grid-3 { grid-template-columns: 1fr; }
    }